When you buy or sell a home, or make a claim for workers' compensation benefits, you are entering into a situation with significant long-term consequences. At Pulgini & Norton, our experienced Salem real estate lawyers and workers' compensation attorneys can offer you sound advice and knowledgeable legal representation so that you understand how the decisions that you make now may affect you in the long term.Representation in Buying or Selling a Home
Securing financing is a critical part of buying a home for most people. An experienced real estate attorney can go over your financing options with you and make sure that your offer and real estate purchase contract include contingencies so that you have an opportunity to secure financing before finally committing yourself to a particular home.
For many people, it is challenging to coordinate the sale of an existing home with trying to buy another home. In these situations, a short-term bridge loan may be an appropriate way to leverage the equity in your home in order to secure temporary financing until you obtain permanent financing. During the length of the bridge loan, you may maintain two mortgages, one on an existing home and one on a home that was just purchased. However, not all borrowers qualify for bridge loans. We can advise you on whether this solution may be appropriate for your situation.Seeking Benefits for Work Injuries
Sometimes work injuries are catastrophic and change a victim’s life permanently. For example, spinal cord injuries and traumatic brain injuries may dramatically alter the quality of your life. You may make a workers' compensation claim, but in some cases insurers deny legitimate claims or fail to provide all of the benefits to which you believe that you are entitled. Benefits for which you may be eligible after a catastrophic work injury include medical expenses and permanent and total disability benefits.
The amount of disability benefits depends on your weekly wage and the extent to which you are disabled by a workplace accident. Someone who suffers total and permanent disability due to a spinal cord injury may recover 60% of their average weekly wage and also receive payments that take into account cost of living increases. These benefits may be available for the rest of a victim’s life.
When an injury is catastrophic, you may also be able to recover permanent loss of function benefits, which are a one-time payment. They are paid on top of the medical bills and disability benefits, and they are based on the extent to which you have lost the ability to use some part of your body. Before accepting a loss of function offer, however, you should consult an attorney.Contact a Real Estate or Workers’ Compensation Lawyer in Salem
Salem is a coastal city in Massachusetts with many significant historical sites. It once had a strong Puritan presence, and currently it is considered the birthplace of the U.S. National Guard. If you are filing a claim for benefits after a workplace accident or entering into a residential property transaction, you should consult an experienced Salem workers’ compensation attorney or real estate lawyer. At Pulgini & Norton, we can provide knowledgeable legal advice in a wide range of situations. Contact us at 781-843-2200 or through our online form to schedule a consultation.